6 tips to save money which you know but you do not follow

tips to save money

Saving is an art which we all need to master and as the saying goes, “Total savings are the total earnings”, we simply need to focus on minimizing expenditures and maximizing savings. There are various ways of savings and through this article, we would like to talk about some of the major tips to save money.

Tips to save money

Plan your meals for the day or the week

Dining out can sometimes cost you a huge chunk of your savings and keeping a watch at it can actually help you to improve and overcome one of the many financial situations. Also speaking about coffee, its saves your lot of money without you realizing when you start avoiding it having outside and start preparing at home itself. All these little things actually make a big difference in our day to day life.

Spend time with your money

Spending time with your money can actually do wonders. Little we realize that calculating the weekly expenses, monitoring the everyday expenses and finding new ways to save can actually boost up your saving skills as it’s very important and necessary to learn new ways of saving and avoiding unwanted expenditures. Often keep checking your expenses and spend time with your money which will actually help you to improve on saving skills.

Work more

Spend more time at work and love what you do, which will keep you busy and help you to avoid any unwanted daily expenses. So, eventually more you work more you simply earn more and save more.

Understand the difference between need and want

We live in a technology-driven world where buying anything and everything is just at a click of your finger, but what is needed is to understand what we should actually buy. So to make it simple, whenever you are tempted to buy something online or at any store, wait for 48 hours and if it’s a need and not a want then even after 48 hours you would be needing that and if it’s just a want, simply avoid it.

Clear your debts as soon as you can

Clearing your debts as soon as can help you to save lots of money on interests which you were paying along with your dues and you can utilize that money on your normal daily expenses. This will not only help to save but also help you in increasing the amount of money that you save and also helps in improving your lifestyle. More money you save better for you. Refinancing your mortgage may help too up to an extent.

These were few of the saving tips, always remember that to live a good and happy life you need to master the art of savings. There are also many smart investments that you can make in order to save money. Investing in Bivvy pet insurance would save you money on your pet’s health care.



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Samir Arjun Sharma, a graduate from Mumbai University. Senior writer since many years, Novelist/writer of two books THE LAST DREAM and TEARS IN RAIN


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